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D Subbarao, Former Governor, RBI gestures during the charge taking ceremony of Raghuram Rajan as the new Governor of Reserve Bank of India at the bank’s headquarter in Mumbai on Tuesday, 04 September 2013.

Raghuram Rajan, Governor, RBI & D Subbarao, Former Governor, RBI gesture during the signing ceremony at the bank’s headquarter in Mumbai on Tuesday, 04 September 2013.

Raghuram Rajan, Governor, RBI gestures during the press conference as he takes over the charge as Governor of Reserve Bank of India at the bank’s headquarter in Mumbai on Wednesday, 04 September 2013.

Raghuram Rajan, Governor, RBI addresses during the press conference as he takes over the charge as Governor of Reserve Bank of India at the bank’s headquarter in Mumbai on Wednesday, 04 September 2013.

Raghuram Rajan, Governor, RBI gestures during the press conference as he takes over the charge as Governor of Reserve Bank of India at the bank’s headquarter in Mumbai on Wednesday, 04 September 2013.

Raghuram Rajan, Governor, RBI gestures during the press conference as he takes over the charge as Governor of Reserve Bank of India at the bank’s headquarter in Mumbai on Wednesday, 04 September 2013.

Raghuram Rajan, Governor, RBI gestures during the press conference as he takes over the charge as Governor of Reserve Bank of India at the bank’s headquarter in Mumbai on Wednesday, 04 September 2013.

Raghuram Rajan, Governor, RBI gestures during the press conference as he takes over the charge as Governor of Reserve Bank of India at the bank’s headquarter in Mumbai on Wednesday, 04 September 2013.

Raghuram Rajan, Governor, RBI gestures during the press conference as he takes over the charge as Governor of Reserve Bank of India at the bank’s headquarter in Mumbai on Wednesday, 04 September 2013.

Raghuram Rajan, Governor, RBI gestures during the press conference as he takes over the charge as Governor of Reserve Bank of India at the bank’s headquarter in Mumbai on Wednesday, 04 September 2013.

Raghuram Rajan, Governor, RBI gestures during the press conference as he takes over the charge as Governor of Reserve Bank of India at the bank’s headquarter in Mumbai on Wednesday, 04 September 2013.

Rana Kapoor President ASSOCHAM & Founder, MD & CEO, Yes Bank shakes hand with Bhupinder Singh Hooda, CM, Haryana during the press conference on Haryana-Kal,Aaj aur Kal organised by ASSOCHAM in New Delhi on Wednesday, 04 September 2013.

Rana Kapoor President ASSOCHAM & Founder, MD & CEO, Yes Bank shakes hand with Bhupinder Singh Hooda, CM, Haryana gestures during the press conference on Haryana-Kal,Aaj aur Kal organised by ASSOCHAM in New Delhi on Wednesday, 04 September 2013.

Arvind Vohra, Business Head Mumbai Vodafone, Bhuvnesh Pratap Singh, Operations Director-West, Suresh Sethi, Business Head, M-Pesa, Vodafone India & Ravi Narayanan, Senior General Manager, ICICI Bank gestures at the announcement of M-Pesa launched by Vodafone & ICICI Bank in Mumbai on Thursday, 22 August 2013.

Arvind Vohra, Business Head Mumbai Vodafone(L), Bhuvnesh Pratap Singh, Operations Director-West(2L), Suresh Sethi, Business Head, M-Pesa, Vodafone India(2R) addressing while Ravi Narayanan, Senior General Manager, ICICI Bank(R) looks on at the announcement of M-Pesa launched by Vodafone & ICICI Bank in Mumbai on Thursday, 22 August 2013.

Arvind Vohra, Business Head Mumbai Vodafone(L), Bhuvnesh Pratap Singh, Operations Director-West(2L), Suresh Sethi, Business Head, M-Pesa, Vodafone India(R) addresses at the announcement of M-Pesa launched by Vodafone & ICICI Bank in Mumbai on Thursday, 22 August 2013.

Suresh Sethi, Business Head, M-Pesa, Vodafone India gestures at the announcement of M-Pesa launched by Vodafone & ICICI Bank in Mumbai on Thursday, 22 August 2013.

Bhuvnesh Pratap Singh, Operations Director-West gestures at the announcement of M-Pesa launched by Vodafone & ICICI Bank in Mumbai on Thursday, 22 August 2013.

Bhuvnesh Pratap Singh, Operations Director-West addresses while Suresh Sethi, Business Head, M-Pesa, Vodafone looks on at the announcement of M-Pesa launched by Vodafone & ICICI Bank in Mumbai on Thursday, 22 August 2013.

K R Kamath, CMD of Punjab National Bank, D Subbarao, Governor, RBI & V R Iyer, Chairperson & MD, Bank of India poses with report on Consistency, Quality & Resilience The Next Frontier for Productivity Excellence during the FIBAC 2013 meeting in Mumbai on Tuesday, 13 August 2013.

K R Kamath, CMD of Punjab National Bank being felicitated by D Subbarao, Governor, RBI while V R Iyer, Chairperson & MD, Bank of India during the FIBAC 2013 meeting at the release of Consistency, Quality & Resilience The Next Frontier for Productivity in Mumbai on Tuesday, 13 August 2013.

C Jayaram, JMD, Kotak Mahindra Bank Ltd gestures during the launch of Top of the Pyramid report 2013 by Kotak Wealth Management & CRISIL Research in Mumbai on Tuesday, 06 August 2013.

Jaideep Hansraj, Business Head -Wealth Management, Kotak Mahindra Bank Ltd gestures during the launch of Top of the Pyramid report 2013 by Kotak Wealth Management & CRISIL Research in Mumbai on Tuesday, 06 August 2013.

C Jayaram, JMD, Kotak Mahindra Bank Ltd gestures during the launch of Top of the Pyramid report 2013 by Kotak Wealth Management & CRISIL Research in Mumbai on Tuesday, 06 August 2013.

C Jayaram, JMD, Kotak Mahindra Bank Ltd addresses during the launch of Top of the Pyramid report 2013 by Kotak Wealth Management & CRISIL Research in Mumbai on Tuesday, 06 August 2013.

C Jayaram, JMD, Kotak Mahindra Bank Ltd gestures during the launch of Top of the Pyramid report 2013 by Kotak Wealth Management & CRISIL Research in Mumbai on Tuesday, 06 August 2013.

C Jayaram, JMD, Kotak Mahindra Bank Ltd addresses during the launch of Top of the Pyramid report 2013 by Kotak Wealth Management & CRISIL Research in Mumbai on Tuesday, 06 August 2013.

Jaideep Hansraj, Business Head -Wealth Management, Kotak Mahindra Bank Ltd & C Jayaram, JMD, Kotak Mahindra Bank Ltd poses during the launch of Top of the Pyramid report 2013 by Kotak Wealth Management & CRISIL Research in Mumbai on Tuesday, 06 August 2013.

C Jayaram, JMD, Kotak Mahindra Bank Ltd addresses while Jaideep Hansraj, Business Head -Wealth Management, Kotak Mahindra Bank Ltd looks on during the launch of Top of the Pyramid report 2013 by Kotak Wealth Management & CRISIL Research in Mumbai on Tuesday, 06 August 2013.

Jaideep Hansraj, Business Head -Wealth Management, Kotak Mahindra Bank Ltd gestures during the launch of Top of the Pyramid report 2013 by Kotak Wealth Management & CRISIL Research in Mumbai on Tuesday, 06 August 2013.

Brett Morgan, Private Banking and Branch Banking, ING Vysya Bank gesture during the launch of ING Vysya Bank & MasterCard’s ING MasterCard Premium Debit cards in Mumbai on Thursday, 01 August 2013.

Shailendra Bhandari, MD & CEO, ING Vysya Bank gesture during the launch of ING Vysya Bank & MasterCard’s ING MasterCard Premium Debit cards in Mumbai on Thursday, 01 August 2013.

Shailendra Bhandari, MD & CEO, ING Vysya Bank gesture during the launch of ING Vysya Bank & MasterCard’s ING MasterCard Premium Debit cards in Mumbai on Thursday, 01 August 2013.

Brett Morgan, Private Banking and Branch Banking, ING Vysya Bank gesture during the launch of ING Vysya Bank & MasterCard’s ING MasterCard Premium Debit cards in Mumbai on Thursday, 01 August 2013.

Ari Sarker, Country Head-India, MasterCard addresses during the launch of ING Vysya Bank & MasterCard’s ING MasterCard Premium Debit cards in Mumbai on Thursday, 01 August 2013.

Ari Sarker, Country Head-India, MasterCard & Shailendra Bhandari, MD & CEO, ING Vysya Bank poses during the launch of ING Vysya Bank & MasterCard’s ING MasterCard Premium Debit cards in Mumbai on Thursday, 01 August 2013.

Brett Morgan, Private Banking and Branch Banking, ING Vysya Bank; Shailendra Bhandari, MD & CEO, ING Vysya Bank & Ari Sarker, Country Head-India, MasterCard poses during the launch of ING Vysya Bank & MasterCard’s ING MasterCard Premium Debit cards in Mumbai on Thursday, 01 August 2013.

Brett Morgan, Private Banking and Branch Banking, ING Vysya Bank; Shailendra Bhandari, MD & CEO, ING Vysya Bank & Ari Sarker, Country Head-India, MasterCard poses during the launch of ING Vysya Bank & MasterCard’s ING MasterCard Premium Debit cards in Mumbai on Thursday, 01 August 2013.